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Mortgage Strategy

Mortgage Strategy

@mortgagestrategy

News and insight for mortgage specialists. Editor: Rebekah Commane | Deputy editor: David Burrows The UK's leading source of news, analysis, insight, and expert views for mortgage brokers and intermediaries. Home of the Mortgage Strategy Awards, a must-att

50 videos

🏡📊 Top Stories of the Week: Landlords face £7,000 fines for missing document deadline and RAW’s co-founder Parkes steps down as CEO. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-25-may-to-29-may/ #MortgageStrategy #FinanceNews #UKHousing

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Is your clients' sensitive data safe? Public AI tools may use bank statements and personal info to train models. Future-proof your firm. Listen now: https://www.mortgagestrategy.co.uk/podcast/podcast-beyond-the-hype-the-real-truth-about-ai-in-mortgage-advice/

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Have you caught up with the May edition of Mortgage Strategy? Check out our review of the MS NextGen mentorship scheme and the changing hurdles facing challenger banks: https://www.mortgagestrategy.co.uk/digital-edition/

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Public AI tools are powerful, but long-term broker solutions require a different standard of security. Discover the 4 pillars of safe AI adoption in the latest episode. Listen here:

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🏡📊 Top Stories of the Week: HSBC launches automated remortgages and NatWest raises max LTI to 6.5x for high earners. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-18-may-to-22-may/ #MortgageStrategy #FinanceNews #UKHousing

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🏡📊 Top Stories of the Week: Nationwide, Virgin and NatWest make rate cuts of up to 0.36% and Lloyds Banking Group launches £5k deposit FTB mortgage. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-11-may-to-15-may/ #MortgageStrategy #FinanceNews #UKHousing

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The right language changes everything. Position yourself as the protector of their home, income, and family to open up better conversations. Listen to the full Money Talks episode now! https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-2/

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That standard mortgage disclaimer is a gift for protection talks! Shelley Read shows how "Your home is at risk" opens natural discussions. Listen to part two of Money Talks now. https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-2/

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Move away from fear-mongering and help clients take control of their future. Shifting to hopeful planning changes the whole conversation! Listen to part two of Money Talks to learn more. https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-2/

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Are your clients as resilient as they think? Help them find the gaps in their safety nets to protect their home, income and family. Listen to part 2 of the Money Talks podcast today! https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-2/

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🏡📊 Top Stories of the Week: 700 formerly rented homes put up for sale every day and Mortgages could rise by over £3,000 a year due to Trumpflation. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-04-may-to-08-may/ #MortgageStrategy #FinanceNews #UKHousing

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Reframing the protection conversation from fear to empowerment. Shelley Read discusses asking clients what they want to happen in the new Money Talks podcast. Listen now! https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-2/

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Renters saving for a deposit need a safety net. Protection policies safeguard hard-earned savings and keep credit scores intact if illness strikes. https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-1/

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Renters often miss out on protection advice. Most wait until they get a mortgage, but tenants need safety nets too! Listen to the full Money Talks episode now. https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-1/

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Are you the one-stop shop for your clients? Being the "central cog" means having a trusted network of specialists to refer to when needed. Listen to the full Money Talks: https://www.mortgagestrategy.co.uk/podcast/money-talks-putting-protection-viewpoint-insights-into-action-part-1/

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🏡📊 Top Stories of the Week: Leeds BS and Coventry cut selected mortgage rates and Monmouthshire BS goes live with Phoebus. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-27-apr-to-01-may/ #MortgageStrategy #FinanceNews #UKHousing

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🏡📊 Top Stories of the Week: FCA issues warning to networks on oversight of ARs and NatWest cuts rates by up to 37bps. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-20-apr-to-24-apr/ #MortgageStrategy #FinanceNews #UKHousing

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Welcome Sean Smith from Lloyds Banking Group to MS NextGen's 30 Under 30: Class of 2026! #MSNG26 #MortgageStrategy #MSNextGen #AIinTheWorkplace #Microsoft365Copilot

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Should leasehold be scrapped? Natalie Thomas explores the proposed reforms and their impact on homeowners, lenders and developers. Read the full article: https://www.mortgagestrategy.co.uk/cover-feature/april-p10-12-cover-feature-should-leasehold-be-scrapped/

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Lenders are finally responding to falling swaps! 📉 Catch up on rate cuts from TSB, affordability boosts from Barclays, and the latest on the industry’s recruitment drive. Full list: https://www.mortgagestrategy.co.uk/video/mortgage-strategys-top-10-stories-13-apr-to-17-apr/

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🏡📊 Top Stories of the Week: Virgin Money chief executive to retire as Nationwide deal completes and HTB launches BTL range with cheaper rates for lower risk deals. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-06-apr-to-10-apr/ #MortgageStrategy #FinanceNews #UKHousing

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🏡📊 Top Stories of the Week: FCA and PRA consider relaxing high-LTI lending rules and UK Finance's Roe to step down as director of mortgages. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-30-mar-to-03-apr/ #MortgageStrategy #FinanceNews #UKHousing

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Mortgage repricing and rising rates shaped the market this week. Catch up on the top stories and key developments. Read more: https://www.mortgagestrategy.co.uk/video/mortgage-strategys-top-10-stories-23-mar-to-27-mar/

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Rates are rising and deals are disappearing fast. 🏦 Our Top 10 Stories covers the latest from Moneyfacts, the MPC, and how brokers are managing the AI "wild horse." Full list: https://www.mortgagestrategy.co.uk/video/mortgage-strategys-top-10-stories-16-mar-to-20-mar/

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AI offers huge potential for mortgage advice, but brokers want clearer guardrails before they fully trust it. Leah Milner reports: https://www.mortgagestrategy.co.uk/cover-feature/cover-feature-taming-ai-brokers-want-to-see-it-brought-under-control/

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The 2026 Rated for Service findings are here! David Booth, The Openwork Partnership, analyses mortgage trends, tech, and partnerships shaping lenders. 📈https://www.mortgagestrategy.co.uk/opinion/mfg-rated-for-service-2026-comment-interesting-findings-and-positive-movements/

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Mortgage market shifts as swap rates rise; Nationwide & Santander update pricing. Explore market insights & 2026 Awards shortlists. Read Weekly Top 10: https://www.mortgagestrategy.co.uk/video/mortgage-strategys-top-10-stories-09-mar-to-13-mar/

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How is AI affecting lender service? Mortgage Finance Gazette’s Rated for Service 2026 reveals what brokers think about digital innovation. In association with The Openwork Partnership https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-the-impact-of-ai-on-the-mortgage-market/

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The 2026 Rated for Service results show good service is more than rates. Niche lenders rival big names via manual underwriting. In association with The Openwork Partnership. https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-the-difference-that-12-months-can-make/

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In association with The Openwork Partnership, Mortgage Finance Gazette's Rated for Service 2026 reveals lender service changes and what brokers value most. Read more: https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-the-difference-that-12-months-can-make/

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Which lenders excel in underwriting and case processing? Our MFG Rated for Service 2026 shows brokers rate them highly for efficiency and support. In association with The Openwork Partnership. Read more: https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-processing-that-performs/

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The 2026 Rated for Service results for underwriting are out! See why building societies win on complex cases and which lenders stand out. Produced with The Openwork Partnership. https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-processing-that-performs/

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The 2026 Rated for Service results for Mortgage Products are out with The Openwork Partnership! 🏠 Mainstream lenders lead with creative FTB solutions. View top performers: https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-the-mortgage-product-pioneers/

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The 2026 Rated for Service results for Strategic Focus are out with The Openwork Partnership. Top lenders excel despite new guidance. View stand-outs: https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-strategic-focus-that-delivers/

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The 2026 Rated for Service results for BTL lenders are out with Openwork Partnership! Discover how 18 lenders excelled in sales, communication & case processing. Full report & dashboard:https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-championing-buy-to-let/

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The 2026 Rated for Service results with The Openwork Partnership reveal 8 of 17 specialist lenders excel. No building societies top tiers; intermediary-only brands lead. See rankings: https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-the-specialists-that-answered-the-call/

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The 2026 Rated for Service lender results are out! See top 19 lenders excelling in broker service. Check rankings & benchmark now. https://www.mortgagestrategy.co.uk/news/mfg-rated-for-service-2026-celebrating-success-among-mainstream-lenders/

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🏡📊 Top Stories of the Week: Catalyst launches development finance product and Mortgage prices may rise as Iran conflict bumps up gilt rates. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-02-mar-to-03-mar/ #MortgageStrategy #FinanceNews #UKHousing

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Income Protection is a cornerstone of robust financial planning. Learn how to better articulate its value to your clients in the new Money Talks podcast series. https://www.mortgagestrategy.co.uk/podcast/money-talks-building-protection-into-everyday-planning-conversations/

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What does the FCA’s focus on claims performance mean for you? We unpack the technical details in our latest podcast episode with Royal London. https://www.mortgagestrategy.co.uk/podcast/money-talks-building-protection-into-everyday-planning-conversations/

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Is your protection advice aligned with Consumer Duty? Discover how to evidence customer value and prevent foreseeable harm in our latest podcast episode with Royal London. Listen here: https://www.mortgagestrategy.co.uk/podcast/money-talks-building-protection-into-everyday-planning-conversations/

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To receive your FREE subscription to Mortgage Strategy magazine, register online today! https://account.mortgagestrategy.co.uk/cclogin?returl=https%3a%2f%2faccount.mortgagestrategy.co.uk%2fregistrationselection%3fsurveycode%3d112%26campaigncode%3dMOSTWEBDIRECT24

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The debut Money Talks podcast explores the FCA's Pure Protection Market Study and how advisers can embed protection into planning. Practical insights, clear regulation, real adviser relevance. Read and listen here:

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🏡📊 Top Stories of the Week: Market Financial Solutions enters administration and FCA sets out plans to close gaps in borrowers' credit files. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-23-feb-to-27-feb/ #MortgageStrategy #FinanceNews #UKHousing

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Building societies continue to diversify, innovate, and respond to underserved borrower needs. This article by Sam Barker explains why evolution has always been part of the mutual model. Read the full article: https://www.mortgagestrategy.co.uk/features/ms-feb-26-p24-building-society-feature/

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🏡📊 Top Stories of the Week: NatWest, Barclays and Virgin make rate changes and FCA boss talks mortgage risk trade-offs in candid chat. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-16-feb-to-20-feb/ #MortgageStrategy #FinanceNews #UKHousing

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🏡📊 Top Stories of the Week: Nationwide allows mortgage deeds to be signed digitally and NatWest and Rightmove announce three-year partnership https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-09-feb-to-13-feb/ #MortgageStrategy #FinanceNews #UKHousing

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🏡📊 Top Stories of the Week: Virgin, Nationwide and Principality lift mortgage rates and ‘mortgage prisoners’ lose Court of Appeal challenge against TSB. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-02-feb-to-06-feb/ #MortgageStrategy #FinanceNews #UKHousing

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We’re pleased to welcome Rosalia Lazzara as the speaker for our February workshop. Rosalia works with established professionals to turn offline credibility into a clear, confident and intentional online presence, with an emphasis on trust, positioning and reputation.

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🏡📊 Top Stories of the Week: Ground rent to be capped at £250 per year and the FCA seeks views on how to help close protection gap. https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-26-jan-to-30-jan/ #MortgageStrategy #FinanceNews #UKHousing

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