Big Valley Mortgage

𝐉𝐮𝐧𝐞 𝐢𝐬 𝐡𝐞𝐫𝐞 𝐚𝐧𝐝 𝐰𝐞 𝐡𝐚𝐯𝐞 𝐬𝐨𝐦𝐞 𝐚𝐦𝐚𝐳𝐢𝐧𝐠 𝐩𝐞𝐨𝐩𝐥𝐞 𝐭𝐨 𝐬𝐡𝐨𝐮𝐭 𝐨𝐮𝐭. Wishing a very happy birthday to 𝐉𝐚𝐦𝐞𝐬, 𝐑𝐨𝐛, and 𝐁𝐢𝐥𝐥 this month. Hope you all celebrate in style. And to our work anniversary crew: with 𝐁𝐮𝐳𝐳 𝐇𝐨𝐰𝐚𝐫𝐝 at 17 years,

𝐈𝐟 𝐲𝐨𝐮'𝐯𝐞 𝐞𝐯𝐞𝐫 𝐭𝐡𝐨𝐮𝐠𝐡𝐭 "𝐈 𝐩𝐫𝐨𝐛𝐚𝐛𝐥𝐲 𝐝𝐨𝐧'𝐭 𝐪𝐮𝐚𝐥𝐢𝐟𝐲," 𝐜𝐚𝐥𝐥 𝐮𝐬 𝐚𝐧𝐲𝐰𝐚𝐲. You would be surprised how often someone comes in convinced they have no shot and walks out with a real plan. Maybe your credit needs some work. Maybe you are self-employed, and

𝐒𝐡𝐞 𝐜𝐫𝐢𝐞𝐝 𝐬𝐢𝐠𝐧𝐢𝐧𝐠 𝐡𝐞𝐫 𝐥𝐨𝐚𝐧 𝐝𝐨𝐜𝐬. 𝐇𝐚𝐩𝐩𝐲 𝐭𝐞𝐚𝐫𝐬. Dennis Bergstrom shared this story and it stuck with us. Nobody thought she could do it. Nobody except her. And she went for it anyway. That moment at the signing table when she broke down was not about paperwork.

𝐍𝐮𝐦𝐛𝐞𝐫𝐬 𝐝𝐨𝐧'𝐭 𝐥𝐢𝐞. 𝐀𝐧𝐝 𝐧𝐞𝐢𝐭𝐡𝐞𝐫 𝐝𝐨𝐞𝐬 𝐠𝐫𝐢𝐭. We had the privilege of attending the 𝟐𝟎𝟐𝟓 𝐆𝐮𝐢𝐝𝐞 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐅𝐨𝐫𝐰𝐚𝐫𝐝 𝐀𝐰𝐚𝐫𝐝𝐬 𝐄𝐯𝐞𝐧𝐭, and it was something special. The success these agents have built is not luck. It is mindset,

𝐓𝐨 𝐞𝐯𝐞𝐫𝐲𝐨𝐧𝐞 𝐰𝐡𝐨 𝐜𝐚𝐦𝐞 𝐨𝐮𝐭, 𝐭𝐡𝐚𝐧𝐤 𝐲𝐨𝐮. 💙 May 9th was a really good day. Families, kids, moms, and dads all gathered together the day before Mother's Day, making memories that will last a lot longer than a store-bought card. We are grateful to every single person who

This week our Two Mortgage Guys, Buzz and Justin, celebrate the BVM team for a fantastic April! They also provide their weekly market update, which may or may not have been affected by aliens 👽 tune in next week for more insights, and to see if Buzz and Justin finally wear their cowboy

𝐏𝐡𝐢𝐥 𝐚𝐧𝐝 𝐁𝐮𝐳𝐳 𝐚𝐫𝐞 𝐛𝐨𝐭𝐡 𝐬𝐚𝐲𝐢𝐧𝐠 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞 𝐭𝐡𝐢𝐧𝐠. 𝐂𝐨𝐦𝐞 𝐨𝐮𝐭 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲. We are hosting a free Mother's Day event this Saturday May 9th and we want you there. Friends, family, clients, partners, neighbors. Everyone is welcome. Bring the kids to the

𝐇𝐨𝐰 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐚𝐟𝐟𝐞𝐜𝐭 𝐲𝐨𝐮𝐫 𝐩𝐚𝐲𝐦𝐞𝐧𝐭. Most people know that a higher rate means a higher payment. But the actual difference might surprise you. On a $400,000 loan, even a single percentage point change can shift your monthly payment by nearly

𝐘𝐨𝐮'𝐫𝐞 𝐢𝐧𝐯𝐢𝐭𝐞𝐝. 𝐒𝐞𝐫𝐢𝐨𝐮𝐬𝐥𝐲, 𝐛𝐫𝐢𝐧𝐠 𝐭𝐡𝐞 𝐰𝐡𝐨𝐥𝐞 𝐟𝐚𝐦𝐢𝐥𝐲. 𝐏𝐡𝐢𝐥 𝐑𝐚𝐬𝐦𝐮𝐬𝐬𝐞𝐧 wants you to come celebrate Mom with us this Saturday. We are hosting a free event at Woodbridge Park with a photo booth, arts and crafts, and a bounce house for the kids. Give

𝐖𝐡𝐲 𝐝𝐨𝐞𝐬 𝐬𝐡𝐞 𝐥𝐨𝐯𝐞 𝐭𝐡𝐢𝐬 𝐣𝐨𝐛? 𝐓𝐡𝐚𝐭 𝐦𝐨𝐦𝐞𝐧𝐭 𝐬𝐡𝐞 𝐡𝐚𝐧𝐝𝐬 𝐨𝐯𝐞𝐫 𝐭𝐡𝐞 𝐤𝐞𝐲𝐬. Mishal Franz puts it simply. This is one of the biggest purchases a person will ever make. And for first time buyers especially, it is so much more than a transaction. It is the

𝐂𝐨𝐦𝐞 𝐬𝐩𝐞𝐧𝐝 𝐌𝐨𝐭𝐡𝐞𝐫'𝐬 𝐃𝐚𝐲 𝐰𝐞𝐞𝐤𝐞𝐧𝐝 𝐰𝐢𝐭𝐡 𝐮𝐬. 𝐁𝐮𝐳𝐳 𝐇𝐨𝐰𝐚𝐫𝐝 is personally inviting you and your family to our free Mother's Day event this Saturday. Photo booth, handmade cards for Mom, arts and crafts, and a bounce house for the kids. No ticket. No catch. Just

𝐘𝐨𝐮 𝐝𝐨𝐧'𝐭 𝐧𝐞𝐞𝐝 𝟐𝟎% 𝐝𝐨𝐰𝐧. 𝐓𝐡𝐚𝐭 𝐢𝐬 𝐚 𝐦𝐲𝐭𝐡. 𝐁𝐫𝐞𝐧𝐭 𝐏𝐞𝐭𝐞𝐫𝐬𝐞𝐧 hears this all the time. People assume they can't buy because they don't have 20% saved up. But depending on your income and your profile, there are programs at 1%, 3%, 3.5%, 5%

𝐌𝐚𝐲 𝐢𝐬 𝐟𝐮𝐥𝐥 𝐨𝐟 𝐩𝐞𝐨𝐩𝐥𝐞 𝐰𝐨𝐫𝐭𝐡 𝐜𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠. First, happy birthday to 𝐑𝐞𝐧𝐞𝐞, 𝐂𝐡𝐞𝐫𝐲𝐥, 𝐃𝐚𝐯𝐞, and 𝐉𝐮𝐥𝐢𝐚. We hope your month is as good as you make this team every single day. And a huge congratulations to our work anniversary crew. 𝐉𝐚𝐦𝐞𝐬

Welcome back to the Two Mortgage Guys weekly update! This week Buzz and Justin are talking about how to get creative with your partnerships, and that includes inviting people to our Mother’s Day event on Saturday, May 9th! It’s an easy, no cost way to give value to your clients and partners. Aside

𝐆𝐢𝐯𝐞 𝐌𝐨𝐦 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐬𝐡𝐞'𝐥𝐥 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐤𝐞𝐞𝐩 𝐭𝐡𝐢𝐬 𝐲𝐞𝐚𝐫. We're hosting a free event this Mother's Day weekend! Think photo booth pictures, handmade cards from the kids, arts and crafts, and a bounce house to keep everyone happy. It's our small way of

After a quick break, Two Mortgage Guys is back to give you the scoop on this week’s market, plus some insights into the California Dream for All program. Tune back in next week for more! #bigvalleymortgage #twomortgageguys #marketupdate

Justin is here this week to give you the Two Mortgage Guys update, and it’s good news this time! Rates are starting to drop after an eventful month, and we’re hoping to see that trend continue. Make sure you tune in next week to find out from Buzz if that’s the case! Until then, have a great

BREAKING NEWS: Sacramento Real Producers is going audio! 𝐊𝐚𝐭𝐢𝐞 𝐌𝐚𝐜𝐃𝐢𝐚𝐫𝐦𝐢𝐝 makes it official in this clip: The "Beyond the Pages" podcast is coming this month! After looking for the perfect synergy and the right partners, the wait is over. This new monthly show will drop alongside

𝐁𝐞𝐟𝐨𝐫𝐞 𝐲𝐨𝐮 𝐦𝐚𝐤𝐞 𝐚𝐧𝐲 𝐛𝐢𝐠 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞𝐬, 𝐭𝐚𝐥𝐤 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐥𝐞𝐧𝐝𝐞𝐫 𝐟𝐢𝐫𝐬𝐭. 𝐁𝐞𝐭𝐡 𝐁𝐥𝐨𝐨𝐦 keeps it simple. If you're about to do something outside your normal routine, like a large purchase or taking on a new contract, ask how it affects your loan

"AI won't replace the real estate agent... but it will replace the agent that doesn't use AI." 𝐌𝐚𝐮𝐫𝐞𝐞𝐧 𝐁𝐚𝐫𝐤𝐞𝐫 agrees with the famous quote, but she's not leaving her agents to figure it out alone. In this clip, she reveals the massive goal 𝐆𝐮𝐢𝐝𝐞 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 is

Tech is great. But shared values are better. In this clip, 𝐌𝐚𝐮𝐫𝐞𝐞𝐧 𝐁𝐚𝐫𝐤𝐞𝐫 explains the foundation of 𝐆𝐮𝐢𝐝𝐞 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 Yes, her partner 𝐂𝐡𝐫𝐢𝐬 𝐇𝐚 brings advanced technology to the table. But the real magic happens because they are "exactly on the same page" when

The glamor of the Gala vs. the reality of planning it. 𝐊𝐚𝐭𝐢𝐞 𝐌𝐚𝐜𝐃𝐢𝐚𝐫𝐦𝐢𝐝 admits that while the Sacramento Real Producers Awards Gala was a hit, the lead-up involved a lot of "sick to my stomach" moments. It's a great reminder that behind every polished event and successful

𝐒𝐡𝐞 𝐝𝐢𝐝𝐧'𝐭 𝐠𝐞𝐭 𝐭𝐡𝐞 𝐚𝐧𝐬𝐰𝐞𝐫𝐬 𝐬𝐡𝐞 𝐧𝐞𝐞𝐝𝐞𝐝. 𝐒𝐨 𝐬𝐡𝐞 𝐛𝐞𝐜𝐚𝐦𝐞 𝐭𝐡𝐚𝐭 𝐩𝐞𝐫𝐬𝐨𝐧 𝐟𝐨𝐫 𝐨𝐭𝐡𝐞𝐫𝐬. 𝐂𝐡𝐫𝐢𝐬𝐭𝐲 𝐌𝐜𝐂𝐨𝐚𝐫𝐝 got into this business because she loves numbers and wants to know everything. But when she bought her first home, nobody gave her

𝐘𝐨𝐮 𝐡𝐢𝐭 𝐬𝐮𝐛𝐦𝐢𝐭 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐚𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧. 𝐍𝐨𝐰 𝐰𝐡𝐚𝐭? A lot happens behind the scenes after you apply, and most people have no idea what the process actually looks like. Here is a simple breakdown. First, we review your application, income, credit, and assets to make

Can you actually buy a house with debt? Look, let's talk about the elephant in the room. Student loans, car payments, maybe a little balance lingering on that credit card. You have probably heard the rumor that you need to be completely debt-free before you even think about getting a mortgage.

𝐓𝐡𝐞 𝐁𝐢𝐠𝐠𝐞𝐬𝐭 𝐅𝐫𝐮𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐋𝐨𝐚𝐧 𝐎𝐟𝐟𝐢𝐜𝐞𝐫𝐬 𝐓𝐞𝐥𝐥 𝐔𝐬 (𝐀𝐧𝐝 𝐇𝐨𝐰 𝐓𝐨 𝐅𝐢𝐱 𝐓𝐡𝐞𝐦). Look, we talk to top-producing Loan Officers every single day. And man, the stories we hear are wild. Working 14-hour days just to get a simple condition cleared, the

Look, everybody thinks the absolute hardest part of buying your first house is saving up the down payment. But honestly? That is just the pre-game. The real struggle hits you the second you start looking at the actual process. Scrolling through Zillow at 2 AM, the mortgage jargon is enough to

"This isn't just a transaction… it's one of the biggest decisions of your life." In this video, Loan Officer 𝐉𝐞𝐟𝐟 𝐒𝐥𝐢𝐯𝐞𝐫 shares some real talk: Buying (or selling) a home isn't something people do every day. But for us, it is. And that's exactly why having the right guide in your corner

𝐘𝐨𝐮 𝐝𝐨𝐧'𝐭 𝐧𝐞𝐞𝐝 𝟐𝟎% 𝐝𝐨𝐰𝐧. 𝐓𝐡𝐚𝐭 𝐢𝐬 𝐚 𝐦𝐲𝐭𝐡. 𝐁𝐫𝐞𝐧𝐭 𝐏𝐞𝐭𝐞𝐫𝐬𝐞𝐧 hears this all the time. People assume they can't buy because they don't have 20% saved up. But depending on your income and your profile, there are programs at 1%, 3%, 3.5%, 5%

Welcome back to another episode of Two Mortgage Guys, coming at you from the BVM studio! This week we cover the spring buying season, a quick market update, and bad news for Bitcoin owners! Hit the follow button to make sure you don’t miss next week’s episode #bigvalleymortgage #marketupdate

February might be a short month, but it is huge for the 𝐁𝐢𝐠 𝐕𝐚𝐥𝐥𝐞𝐲 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 family. We are celebrating decades of combined experience and a whole lineup of birthdays. It's a reminder that while we love closing loans, we love our people even more. Happy Birthday to: 🎂𝐌𝐚𝐧𝐝𝐲

"𝐈𝐟 𝐢𝐭 𝐰𝐚𝐬𝐧'𝐭 𝐡𝐚𝐫𝐝, 𝐞𝐯𝐞𝐫𝐲𝐛𝐨𝐝𝐲 𝐰𝐨𝐮𝐥𝐝 𝐝𝐨 𝐢𝐭." It's easy to want the result, the clear to close, the happy family, the win. It's much harder to fall in love with the grind required to get there. Real success requires a different level of discipline. It's not just a

This week the Two Mortgage Guys are joined by Des Lenz from APM Retirement Lending! Des is here to give us the rundown on the California Dream for All program, and what your other options might be. Follow along to get great advice like this every week! #twomortgageguys #bigvalleymortgage

How do you create loyalty? You create leverage. It's not enough to just be "available." You have to be valuable. 𝐁𝐮𝐳𝐳 𝐇𝐨𝐰𝐚𝐫𝐝 discusses the importance of moving beyond the basic "I can help" pitch and shifting to an "I can teach you" mindset. True partnership is about providing the

𝑺𝒉𝒂𝒏𝒏𝒐𝒏 𝑴𝒄𝑴𝒖𝒓𝒓𝒂𝒚 𝒊𝒔 𝒕𝒉𝒆 𝒓𝒆𝒂𝒍 𝑴𝑽𝑷! 🏆 (𝑴𝒐𝒔𝒕 𝑽𝒂𝒍𝒖𝒂𝒃𝒍𝒆 𝑷𝒓𝒐𝒄𝒆𝒔𝒔𝒐𝒓 😉) Your Loan Processor seeks out solutions 🔎 that get your loan application geared up and ready for Underwriting assessment. A LP's role is to set the stage for reaching the

𝑴𝒆𝒈𝒂𝒏 𝒊𝒔 𝒔𝒖𝒄𝒉 𝒂 𝒓𝒐𝒄𝒌𝒔𝒕𝒂𝒓!" 👩🏻‍🎤🌠 As a loan coordinator, communication and organization skills are a must but! Megan brings tenfold to her role and contributions. Megan has been an integral part of #TeamBVM for 5️⃣ years, and she has been consistently praised for her

𝑯𝒂𝒑𝒑𝒚 𝑳𝒖𝒏𝒂𝒓 𝑵𝒆𝒘 𝒀𝒆𝒂𝒓! 🎆 2️⃣ 0️⃣ 2️⃣ 3️⃣ 𝒊𝒔 𝒕𝒉𝒆 𝒚𝒆𝒂𝒓 𝒐𝒇 𝒕𝒉𝒆 𝒘𝒂𝒕𝒆𝒓 𝒓𝒂𝒃𝒃𝒊𝒕! 兔 Rabbits are a symbol of longevity, peace, and prosperity; as such, this lunar new year is predicted to be full of 𝓱𝓸𝓹𝓮. Wishing you health, good fortune, and happiness in

𝑪𝒐𝒏𝒈𝒓𝒂𝒕𝒖𝒍𝒂𝒕𝒊𝒐𝒏𝒔, 𝑳𝒊𝒏𝒅𝒔𝒆𝒚 𝑩𝒐𝒗𝒐𝒍𝒊𝒄𝒌! 𝑳𝒊𝒏𝒅𝒔𝒆𝒚 𝒉𝒂𝒔 𝒓𝒆𝒂𝒄𝒉𝒆𝒅 𝒉𝒆𝒓 1️⃣0️⃣𝒕𝒉 𝒚𝒆𝒂𝒓 𝒐𝒇 𝒅𝒆𝒅𝒊𝒄𝒂𝒕𝒊𝒐𝒏 𝒂𝒏𝒅 𝒊𝒏𝒄𝒓𝒆𝒅𝒊𝒃𝒍𝒆 𝒘𝒐𝒓𝒌 𝒉𝒆𝒓𝒆 𝒂𝒕 𝑩𝑽𝑴! 🎉✨ We couldn't be more thankful for her analytical skillsets and continuous

𝑪𝒐𝒏𝒈𝒓𝒂𝒕𝒖𝒍𝒂𝒕𝒊𝒐𝒏𝒔, 𝑨𝒍𝒊𝒄𝒊𝒂 𝑹𝒐𝒅𝒓𝒊𝒈𝒖𝒆𝒛, 𝒇𝒐𝒓 1️⃣ 6️⃣ 𝒚𝒆𝒂𝒓𝒔 𝒐𝒇 𝒊𝒏𝒄𝒓𝒆𝒅𝒊𝒃𝒍𝒆 𝒘𝒐𝒓𝒌 𝒉𝒆𝒓𝒆 𝒂𝒕 𝑩𝒊𝒈 𝑽𝒂𝒍𝒍𝒆𝒚 𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆!🙌🏼 A savvy source of insight and knowledge 🧠 for the Wolfe Team from the get-go, Alicia has been an integral part of

𝘾𝙤𝙣𝙜𝙧𝙖𝙩𝙪𝙡𝙖𝙩𝙞𝙤𝙣𝙨 𝙖𝙣𝙙 𝙝𝙖𝙥𝙥𝙮 𝙬𝙤𝙧𝙠 𝙖𝙣𝙣𝙞𝙫𝙚𝙧𝙨𝙖𝙧𝙮 𝙩𝙤 𝙤𝙪𝙧 𝙘𝙖𝙥𝙩𝙖𝙞𝙣, 𝙡𝙚𝙖𝙙𝙚𝙧, 𝙖𝙣𝙙 𝙎𝙚𝙣𝙞𝙤𝙧 𝙑𝙞𝙘𝙚 𝙋𝙧𝙚𝙨𝙞𝙙𝙚𝙣𝙩, 𝘽𝙪𝙯𝙯 𝙃𝙤𝙬𝙖𝙧𝙙! Thank you for 1️⃣4️⃣ years of guidance, dedication, and encouragement. You continually inspire us 𝙖𝙡𝙡

Today we remember and honor the fallen heroes who have sacrificed for our country. These women and men will never be forgotten. 🇺🇸 #BigValleyMortgage #Heroes #MemorialDay

In celebration of Homeownership Month, we've created a video filled with valuable tips and insights that will have you itching to unlock the door to your dream home! 🗝️✨ These 5 types of home loans are a great way to get you into that home you've been looking for. . . Join us on this exciting

In celebration of Homeownership Month, we've created a reel filled with valuable tips and insights that will have you itching to unlock the door to your dream home! 🗝️✨ From financial benefits to personal fulfillment, this video is a goldmine of information for all aspiring homeowners out there!

𝓗𝓪𝓹𝓹𝔂 𝓦𝓸𝓻𝓴 𝓐𝓷𝓷𝓲𝓿𝓮𝓻𝓼𝓪𝓻𝔂, 𝓜𝓲𝓬𝓱𝓮𝓵𝓮 𝓓𝓲𝓵𝓵𝓲𝓷𝓰𝓱𝓪𝓶! Congrats on a fantastic 1️⃣2️⃣ years with Big Valley Mortgage! Thank you for being a dedicated part of our commitment to #creatingexperiencesthatmatter.✨ Cheers to you and your success here at Big Valley!

🏡🚫 BUSTED! Don't let these homeownership myths fool you! 🚫🏡 . 🎥 Check out our brand-new video where we reveal the TRUTH behind 5 common homeownership misconceptions! 🤩💡 . 🔍 Thinking about buying your own place? This video is a MUST-WATCH! 🤔💪 . 💥 We're here to help you navigate the

🏠 Unlocking the Door to Your Dream Home! 🚀 Here are 5 steps to buying that first home you've been dreaming of. . . . #BigValleyMortgage #CreatingExperiencesThatMatter #FirstTimeHomeBuyer #HomeBuyingTips #RealEstate101 #DreamHomeGoals #HouseHunting #MortgageMatters #HomeOwnershipJourney

𝙃𝙖𝙥𝙥𝙮 𝙁𝙤𝙪𝙧𝙩𝙝 𝙤𝙛 𝙅𝙪𝙡𝙮! 🇺🇸 𝙃𝙖𝙥𝙥𝙮 𝙄𝙣𝙙𝙚𝙥𝙚𝙣𝙙𝙚𝙣𝙘𝙚 𝘿𝙖𝙮!🗽 𝙃𝙖𝙥𝙥𝙮 𝙗𝙞𝙧𝙩𝙝𝙙𝙖𝙮, 𝘼𝙢𝙚𝙧𝙞𝙘𝙖! 🎆 Wishing you a safe and happy holiday from the #BVMFamily!! • • • #fourthofjuly #happyfourth #independenceday #BVM

Big Valley Mortgage is seeking a great Loan Officer for a Strategic Partnership position. Email for more information. #strategicpartnership #mortgagelender #werehiring #nowhiring #hiring #loanofficerjobs #loanofficer #loanofficers #bigvalleymortgage #creatingexperiencesthatmatter #california

𝓒𝓱𝓮𝓮𝓻𝓼 𝓽𝓸 12 𝔂𝓮𝓪𝓻𝓼, 𝓙𝓾𝓵𝓲𝓮 𝓣𝓱𝓲𝓪𝓼!! 🍾 The #BVMFamily is happy and proud to have your keen analytical skills helping our clients achieve their dreams of homeownership.🏡 Thank you for all of your incredible hard work and dedication throughout the years. We are grateful for the

𝓒𝓸𝓷𝓰𝓻𝓪𝓽𝓾𝓵𝓪𝓽𝓲𝓸𝓷𝓼 𝓸𝓷 𝓪𝓷 1️⃣1️⃣ 𝓲𝓷𝓬𝓻𝓮𝓭𝓲𝓫𝓵𝓮 𝔂𝓮𝓪𝓻𝓼 𝓸𝓯 𝓼𝓾𝓬𝓬𝓮𝓼𝓼, 𝓝𝓪𝓷𝓬𝔂 𝓛𝓵𝓸𝔂𝓭! 💐 A mortgage professional for over 30 years, Nancy has been helping families and individuals navigate their homeownership dreams since 1991. As a trusted advisor, Nancy’s

𝙏𝙝𝙖𝙣𝙠 𝙮𝙤𝙪 𝙛𝙤𝙧 2️⃣ 0️⃣ 𝙮𝙚𝙖𝙧𝙨 𝙤𝙛 𝙙𝙚𝙙𝙞𝙘𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙞𝙣𝙘𝙧𝙚𝙙𝙞𝙗𝙡𝙚 𝙬𝙤𝙧𝙠, 𝙍𝙖𝙮 𝙊𝙡𝙨𝙨𝙤𝙣! A mortgage professional with a career spanning decades-long, Ray's commitment to serving aspiring homeowners is unmatched. His clients step into their homeownership

𝘾𝙤𝙣𝙜𝙧𝙖𝙩𝙪𝙡𝙖𝙩𝙞𝙤𝙣𝙨 𝙤𝙣 1️⃣ 0️⃣ 𝙮𝙚𝙖𝙧𝙨 𝙤𝙛 𝙨𝙪𝙘𝙘𝙚𝙨𝙨 𝙖𝙣𝙙 𝙞𝙣𝙘𝙧𝙚𝙙𝙞𝙗𝙡𝙚 𝙬𝙤𝙧𝙠, 𝙅𝙚𝙛𝙛 𝙎𝙞𝙡𝙫𝙚𝙧! 🙌 Jeff brings more than twenty-four years of real estate industry expertise and know-how to the table. 🍽 Throughout his career, he has navigated the ins and outs

𝖧𝖺𝗉𝗉𝗒 𝖫𝖺𝖻𝗈𝗋 𝖣𝖺𝗒!🇺🇲 Today, we take a moment to honor and appreciate the dedication, hard work, and unwavering commitment of all of our BVM Family. Your passion for creating experiences that matter for every customer shows up in different ways every day, and we’re grateful for all you

𝘛𝘩𝘪𝘴 𝘥𝘢𝘺 𝘪𝘯 𝘩𝘪𝘴𝘵𝘰𝘳𝘺 𝘸𝘪𝘭𝘭 𝘢𝘭𝘸𝘢𝘺𝘴 𝘣𝘦 𝘢 𝘳𝘦𝘮𝘪𝘯𝘥𝘦𝘳 𝘰𝘧 𝘵𝘩𝘦 𝘪𝘯𝘤𝘳𝘦𝘥𝘪𝘣𝘭𝘦 𝘴𝘵𝘳𝘦𝘯𝘨𝘵𝘩 𝘸𝘦 𝘩𝘢𝘷𝘦 𝘸𝘩𝘦𝘯 𝘸𝘦 𝘶𝘯𝘪𝘵𝘦 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘰𝘵𝘩𝘦𝘳𝘴. • • • #PatriotDay #NeverForget

𝘾𝙝𝙚𝙚𝙧𝙨 𝙩𝙤 𝙮𝙤𝙪, 𝙎𝙪𝙚! 🥂 𝙃𝙚𝙧𝙚'𝙨 𝙩𝙤 2️⃣ 6️⃣ 𝙨𝙪𝙘𝙘𝙚𝙨𝙨𝙛𝙪𝙡 𝙮𝙚𝙖𝙧𝙨 𝙖𝙧𝙤𝙪𝙣𝙙 𝙩𝙝𝙚 𝙨𝙪𝙣 𝙖𝙩 𝘽𝙑𝙈!! As our founder, Kurt, boasts, "For those of you who do not know Sue, she is a long-time vet of BVM and an even longer-time vet of construction loans," with her

And just like that, 1️⃣3️⃣ years of incredible work have flown by! 🍃 Congratulations to Shannon McMurray on 13 years of a job well done! Shannon never fails to uncover unique solutions, number crunch niche buying power calculations, and 𝓰𝓸 𝓪𝓫𝓸𝓿𝓮 🚀 𝓪𝓷𝓭 𝓫𝓮𝔂𝓸𝓷𝓭✨ time and time again.

🕷️Happy Halloween from all of us at Big Valley Mortgage!🎃 Whether you're conjuring up costumes, carving pumpkins, or indulging in sweet treats, we hope your day is filled with ghoulish delight! 👻 Share your spooktacular costumes with us below! 💬 • • • #Halloween #Spooktacular #HappyHalloween

𝖣𝗈𝗇'𝗍 𝖿𝗈𝗋𝗀𝖾𝗍 𝗍𝗈 '𝖿𝖺𝗅𝗅 𝖻𝖺𝖼𝗄'🍂 𝖺𝗇𝖽 𝗌𝖾𝗍 𝗒𝗈𝗎𝗋 𝖼𝗅𝗈𝖼𝗄𝗌 𝖻𝖺𝖼𝗄 𝗈𝗇𝖾 𝗁𝗈𝗎𝗋! ⏰ 𝖶𝗁𝖺𝗍 𝗐𝗂𝗅𝗅 𝗒𝗈𝗎 𝖽𝗈 𝗐𝗂𝗍𝗁 𝗍𝗁𝖾 𝖾𝗑𝗍𝗋𝖺 𝗁𝗈𝗎𝗋 𝗈𝖿 𝗌𝗎𝗇𝗌𝗁𝗂𝗇𝖾?🌞 • • • #FallBack #DaylightSaving #StandardTime #DaylightSavingEnds #BigValleyMortgage #BVM

Thank you, veterans. Today we honor your 𝐝𝐞𝐝𝐢𝐜𝐚𝐭𝐢𝐨𝐧, 𝐬𝐚𝐜𝐫𝐢𝐟𝐢𝐜𝐞𝐬, 𝐚𝐧𝐝 𝐬𝐞𝐫𝐯𝐢𝐭𝐮𝐝𝐞. Forever grateful, we salute you! 🇺🇸 • • • #HappyVeteransDay #Veterans #BigValleyMortgage #BVMFamily #BVM #VALoans #MilitaryFamilyAppreciationMonth #Military

At Big Valley Mortgage, we bring people home—home for the holidays, home to gather, home to love, laugh, and share special moments. As we gather around the table with loved ones and savor the moments of this holiday season, we want you to know how thankful we are for all of you who have allowed

Today is National Homeowners Day! Statistically, December 26 is the ideal day to put an offer on the house for optimal savings, and what better way to celebrate the holidays than a new home?🏡 Whether you’re currently in the midst of the homebuying journey, have recently submitted an offer, are

𝑻𝒊𝒔 𝒕𝒉𝒆 𝒔𝒆𝒂𝒔𝒐𝒏 𝒐𝒇 𝒋𝒐𝒚𝒇𝒖𝒍 𝒎𝒆𝒎𝒐𝒓𝒊𝒆𝒔 𝒂𝒏𝒅 𝒕𝒐𝒈𝒆𝒕𝒉𝒆𝒓𝒏𝒆𝒔𝒔. From our Big Valley Mortgage family to yours, wishing you all a cheerful holiday spent with family, friends, and loved ones! • • • #HappyHolidays #MerryChristmas #ChristmasCheer #BigValleyMortgage

As we say farewell to the old and welcome the new, we want to express our gratitude for all of you. Here’s to a fresh start, new goals, and exciting adventures! Wishing you a happy and prosperous New Year! 🎆🪩🎉 . . #NewYear #HappyNewYear #BVM #BigValleyMortgage #Mortgage

An easy way to establish a healthy savings account is to set up an automatic transfer each month into a specific account earmarked for homeownership. This savings account should be separate from other accounts, with its sole purpose being to help you buy a home.🏡 You can schedule this

𝓗𝓲𝓹 𝓱𝓲𝓹 𝓱𝓸𝓸𝓻𝓪𝔂! 🙌🏻 A big congrats and happy workiversary to Lindsey Bovolick! Lindsey has been with #TeamBVM for an impressive 11 years! Thank you, Lindsey, for all that you do. Your incredible kindness and wizard compliance analytical skills ✨ are unmatched! Here's to

Congratulations to Bill Wolfe on an impressive 1️⃣7️⃣ years of hard work and dedication here at Big Valley Mortgage!👏 𝙅𝙤𝙞𝙣 𝙪𝙨 𝙞𝙣 𝙜𝙞𝙫𝙞𝙣𝙜 𝙢𝙖𝙟𝙤𝙧 𝙠𝙪𝙙𝙤𝙨 𝙩𝙤 𝘽𝙞𝙡𝙡 𝙒𝙤𝙡𝙛𝙚 𝙖𝙣𝙙 𝙩𝙚𝙖𝙢! 🙌 Bill brings an impressive 30-plus years of industry know-how and experience when

Hip hip hooray! 🎉 Congratulations to the Wolfe Team, MVP Alicia Rodriguez, on 1️⃣7️⃣ years of incredible work at Big Valley Mortgage! 💐 Alicia is both the powerhouse processor and thee creative talent ✨ behind the dynamic duo that is the Wolfe Team. We can't thank her enough for all she does;

𝙅𝙤𝙞𝙣 𝙪𝙨 𝙞𝙣 𝙜𝙞𝙫𝙞𝙣𝙜 𝙖 𝙝𝙪𝙜𝙚 𝙧𝙤𝙪𝙣𝙙 𝙤𝙛 𝙖𝙥𝙥𝙡𝙖𝙪𝙨𝙚 𝙩𝙤 𝘽𝙑𝙈'𝙨 𝙫𝙚𝙧𝙮 𝙤𝙬𝙣, 𝙈𝙖𝙧𝙘 𝘽𝙧𝙞𝙣𝙞𝙩𝙯𝙚𝙧! 👏👏👏 Marc is a mortgage professional with an impressive three decades and counting of industry experience. Of those three decades he has provided his

𝑯𝒂𝒑𝒑𝒚 𝑳𝒖𝒏𝒂𝒓 𝑵𝒆𝒘 𝒀𝒆𝒂𝒓! 🧧✨ 2️⃣ 0️⃣ 2️⃣ 4️⃣ is the year of the wood dragon! 🐉 February 10, 2024, kicks off the celebration of the auspicious, fiery dragon as we ring in the Lunar New Year and begin the hopeful transition from the cold winter to the season of renewal. As the only

Happy Presidents Day! 🇺🇲

𝗛𝗮𝗽𝗽𝘆 𝘄𝗼𝗿𝗸𝗶𝘃𝗲𝗿𝘀𝗮𝗿𝘆 𝗮𝗻𝗱 𝗺𝗮𝗷𝗼𝗿 𝗸𝘂𝗱𝗼𝘀 𝘁𝗼 𝗖𝗶𝗻𝗱𝗶 𝗧𝗮𝘆𝗹𝗼𝗿 𝗳𝗼𝗿 𝗵𝗶𝘁𝘁𝗶𝗻𝗴 1️⃣3️⃣ 𝘆𝗲𝗮𝗿𝘀 𝗵𝗲𝗿𝗲 𝗮𝘁 #𝗧𝗲𝗮𝗺𝗕𝗩𝗠! 🥳 Cindi is one heckuva a rockstar loan officer and we are stoked to celebrate her continued success here at Big Valley Mortgage! Her

Congratulations to Jeff Olson on hitting the big 1️⃣-0️⃣ workiversary here at Big Valley Mortgage! 🍾 𝗖𝗮𝗻 𝘄𝗲 𝗴𝗲𝘁 𝗮 𝘄𝗼𝗼𝘁 𝘄𝗼𝗼𝘁 𝗳𝗼𝗿 𝗝𝗲𝗳𝗳, #𝗕𝗩𝗠𝗙𝗔𝗠! 🙌 Not only has Jeff done a decade's worth of time here at Big Valley Mortgage but! he also has stepped into another major

𝗛𝗮𝗽𝗽𝘆 𝗟𝗲𝗮𝗽 𝗗𝗮𝘆! 🐸 We leap for joy every time we help someone become a homeowner!! • • • #LeapDay #DreamHome #CreatingExperiencesThatMatter #ThisisBVM

𝖣𝗈𝗇'𝗍 𝖿𝗈𝗋𝗀𝖾𝗍 𝗍𝗈 ➰𝗌𝗉𝗋𝗂𝗇𝗀 𝖿𝗈𝗋𝗐𝖺𝗋𝖽➰🦋 𝖺𝗇𝖽 𝗌𝖾𝗍 𝗒𝗈𝗎𝗋 𝖼𝗅𝗈𝖼𝗄𝗌 𝖺𝗇 𝗁𝗈𝗎𝗋 𝖺𝗁𝖾𝖺𝖽. 🕑 𝖶𝖾'𝗅𝗅 𝗀𝖾𝗍 𝖺 𝗅𝗂𝗍𝗍𝗅𝖾 𝗅𝖾𝗌𝗌 𝗌𝗅𝖾𝖾𝗉 𝖻𝗎𝗍 𝖺 𝗅𝗈𝗍 𝗆𝗈𝗋𝖾 𝗌𝗎𝗇𝗌𝗁𝗂𝗇𝖾! 🌞 • • • #SpringForward #DaylightSaving #BigValleyMortgage

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 that in most cases a first-time homebuyer is defined as an individual who has not owned a residence within the past three years? 𝗧𝗵𝗮𝘁’𝘀 𝗿𝗶𝗴𝗵𝘁! Even if you’ve owned a home before, you may still be able to reap the benefits of being a first-time homebuyer.🔑✨ To

ʜᴀᴘᴘʏ ꜱᴛ. ᴘᴀᴛʀɪᴄᴋ'ꜱ ᴅᴀʏ! 🍀 "May your troubles be less and your blessings be more and nothing but happiness come through your door." • • • #HappyStPatricksDay #StPatricksDay #IrishProverb #BigValleyMortgage #CreatingExperiencesThatMatter

Hi! Hey! Hello Spring! 🌼 #SpringEquinox #HelloSpring #Spring

Happy Easter from our #BVMFamily to yours! 🐣 • • • #Easter #BVM #BigValleyMortgage

Interest rate buydowns have been a hot topic over the past year, and many buyers want to know the difference between a temporary 🆚 permanent rate buydown, as well as which type makes the most sense in today’s market.🤔 So guess what…? We’ve outlined all you need to know on our blog (link in

There are many factors that influence interest rates: inflation, supply and demand, the Fed, and personal factors like the type of property you’re buying, credit score, down payment, and more.⬇️⬆️ While there are some factors you have no control over, there are things you can do to put yourself in

It’s Military Appreciation Month! 🇺🇸 And we want to take this opportunity to express our deepest gratitude to our customers, BVM team members, and all service members and veterans who bravely serve our country. As an active-duty service member, veteran, or surviving spouse, you may be eligible

𝖧𝖺𝗉𝗉𝗒 𝖬𝗈𝗍𝗁𝖾𝗋'𝗌 𝖣𝖺𝗒 𝖿𝗋𝗈𝗆 𝗈𝗎𝗋 𝖡𝖵𝖬 𝖥𝖺𝗆𝗂𝗅𝗒 𝗍𝗈 𝗒𝗈𝗎𝗋𝗌! 💐 • • • #MothersDay #HappyMothersDay #Moms #Mom #LoveMom

🎆Let’s honor the spirt of freedom and unity that makes our nation great. Wishing Everyone a safe and joyful 4th of July filled with family, friends and fireworks!. 🎉 Happy 4th of July from your Big Valley Mortgage Family! #independenceday #fourthofjuly #celebratefreedom

Happy work anniversary Julie Thias and congratulations for hitting 1️⃣3️⃣ years here at #TeamBVM! 🥳 Julie is a ROCKSTAR Loan Officer Assistant who supports top producing Loan Officers here at BVM! 🤩 Your hard work, professionalism, and unwavering commitment to client satisfaction have set a

House Hacking… Is it for you? House Hacking is a strategy being used more and more as a great way to reduce housing costs or create passive income. Home buyers typically purchase a multi-unit or single-family home with extra rooms or guest house and live in one part while renting out the others to

🏡 Looking to buy your dream home? Don’t know where to start? Here are some tips to help you budget effectively! - Get a clear picture of your finances. What’s your monthly income & expenses? - Reduce your monthly spending. Get rid of “extra” expenses like premium cable packages or 1-2 streaming

🎉Celebrating a decade of EXCELLENCE with ! 🌟 Not only is Beth an exceptional loan officer who consistently delivers top notch service and guidance to her customers, but is also our go-to guru for mastering social media engagement! Beth, thank you for sharing your expertise and empowering our

🏡Are you wanting to buy a home but not sure if it’s the right time? Unlike recent years, many homes are staying on the market longer, leading sellers to be more open to negotiations. Here’s why now might be your perfect time to buy! 🌟 - Negotiation power and lower prices - Closing cost covered

🎉 Today marks a remarkable milestone for ! 🎉 Join us in celebrating Nancy's incredible 14 years of dedication and excellence! Her positive energy and unwavering commitment to her clients inspires us all. Here's to many more years of success and achievements together! 🌟 • • • #BigValleyMortgage

🏡⭐Celebrating Ray Olsson's 21 years of unparalleled dedication to making dreams come true! His commitment to helping clients buy their dream home is unmatched. Here's to Ray and many more successful years ahead! 🎉🔑 • • #BigValleyMortgage #BVMFamily #BVM #Anniversary #21Years

🏡Looking to buy your dream home but need help having enough money for a down payment? State and local governments offer down payment assistance programs to make it easier than ever! Whether you are a first-time or repeat homebuyer, explore your options today and make homeownership a reality. Find

When it comes to securing your home loan, don’t leave it to chance—work with a lender you can trust. With 𝐁𝐢𝐠 𝐕𝐚𝐥𝐥𝐞𝐲 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞, you’re not just a number; you’re family. We’ll guide you through every twist and turn, making sure you get the best deal on the table. Ready to take the

Can You Change Jobs During the Homebuying Process? The answer is YES-ish. Your lender will need to verify your new income and may need documentation related to your employment, including a W-2 form and other paperwork. And there’s more to know before you give your two weeks! Talk to one of our Loan

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐭𝐢𝐦𝐞𝐬? When interest rates drop significantly, refinancing could lead to substantial savings over time. At 𝐁𝐢𝐠 𝐕𝐚𝐥𝐥𝐞𝐲 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞, our team is here to help you navigate the process

Have you outgrown your home and want to buy something bigger? Before you put your current home on the market, consider this: What if your home could continue to make money every month…and even better, long term? That can happen when you turn your home into a rental property. If you have a low rate

Have you outgrown your home and want to buy something bigger? Before you put your current home on the market, consider this: What if your home could continue to make money every month…and even better, long term? That can happen when you turn your home into a rental property. If you have a low rate

❔Second Home or Investment Property❔ A second home is what it sounds like—a place to create memories, to escape from the day-to-day, a home away from home, and quite possibly a future full-time residence for you later in life. An investment property is an income-generating property. It can be a

Is refinancing right for you? 🤔 It might just be the ticket to lowering your monthly payments or freeing up some cash for those big plans you’ve got. At 𝐁𝐢𝐠 𝐕𝐚𝐥𝐥𝐞𝐲 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞, we're here to help you make smart choices. Ready to explore your options? Just give us a shout! Contact

🍂 Fall is calling, and Roseville is ready with events you won’t want to miss! Whether you’re sipping wine at Granite Springs Winery or raising a glass at Roseville Oktoberfest, there’s something for everyone. The Harvest Festival, Pumpkin Palooza, and Halloween Carnival are perfect for some

These FOUR questions will determine if you're ready to buy a home! 𝐈𝐬 𝐲𝐨𝐮𝐫 𝐣𝐨𝐛 𝐬𝐭𝐚𝐛𝐥𝐞? A steady income is the backbone of homeownership. Make sure your employment is secure before taking the plunge. 𝐇𝐚𝐯𝐞 𝐲𝐨𝐮 𝐜𝐫𝐮𝐧𝐜𝐡𝐞𝐝 𝐭𝐡𝐞 𝐧𝐮𝐦𝐛𝐞𝐫𝐬? Understanding what you can