The 3% dream is starting to fade, and the market is adjusting. After years of waiting on the sidelines, movement is picking up. Life events don't pause for rates, and that pent-up demand is beginning to show itself in real ways. In this conversation, the group talks about what's shaping 2026:

"Everything revolves around oil, unfortunately." 𝐁𝐮𝐳𝐳 𝐇𝐨𝐰𝐚𝐫𝐝 gives the mortgage market update for a week that did not go the way anyone hoped. Rates ended higher than they started, and the culprit is not hard to trace. CPI, PPI, and inflation data are all pointing up, and it comes back

"Nobody knows you paid $40,000 for that rate." 𝐉𝐮𝐬𝐭𝐢𝐧 𝐈𝐧𝐠𝐨𝐥𝐢𝐚 gets to the heart of why the rate conversation without context can actually hurt the client. Paying tens of thousands to buy down a rate is not automatically a bad move. If someone is staying in the home for 30 or 40

"The repeat of the past is looming." The hosts and guest feel it. The floodgates of pent-up demand are creaking open. 2025 was a year of buildup. Now, we are seeing the results. From a 40% spike in proprietary lending to a complete rebranding, the tools are finally matching the market

Ever notice how people instantly put their guard up when they feel sold to? Real connection starts by dropping the pitch and leading with curiosity. Compliments, small talk, genuine interest. That’s how the force field comes down. When someone asks you a question, that’s the signal. You’ve earned

"You wouldn't ask a knee surgeon to do heart surgery." 𝐂𝐡𝐫𝐢𝐬 𝐀𝐢𝐫𝐨𝐥𝐚, owner of Rent Pros, believes the days of the "do-it-all" property manager are over. He explains that the industry has become so complex, with high liability and strict laws, that you have to be a specialist. Even

"It's brand new. Why would I need a home warranty?" gayla.wiley of Old Republic Home Protection hears this one a lot with new construction. Most new home builders include a 2-10 warranty covering the first two years of manufacturer defects. What people do not always realize is what

"They make tea out of the leaves... and it's fatal." 𝐂𝐡𝐫𝐢𝐬 𝐀𝐢𝐫𝐨𝐥𝐚 distinguishes Rent Pros by sweating the details that other managers ignore. While some competitors operate with an "I'll do it 'til I get caught" mentality, Chris refuses to gamble with his clients' liability. His

"Leading with kindness… choosing to see the good in other people first." Former NBA player 𝐍𝐨𝐞𝐥 𝐅𝐞𝐥𝐢𝐱 talks about what their school assemblies are really about. Each visit centers on a specific value, like "Give Kindness", and focuses on small, practical ways students can show up for one

"Good luck enforcing that. The genie's already out of the bottle." 𝐁𝐮𝐳𝐳 𝐇𝐨𝐰𝐚𝐫𝐝 weighs in on California's proposed legislation restricting social media access for minors under a certain age. The intention is hard to argue with. Research continues to show that hours of daily social media

𝑻𝒊𝒔 𝒕𝒉𝒆 𝒔𝒆𝒂𝒔𝒐𝒏 𝒐𝒇 𝒋𝒐𝒚𝒇𝒖𝒍 𝒎𝒆𝒎𝒐𝒓𝒊𝒆𝒔 𝒂𝒏𝒅 𝒕𝒐𝒈𝒆𝒕𝒉𝒆𝒓𝒏𝒆𝒔𝒔. From our Big Valley Mortgage family to yours, wishing you all a cheerful holiday spent with family, friends, and loved ones! • • • #HappyHolidays #MerryChristmas #ChristmasCheer #BigValleyMortgage

Is Your Life-Saving Medicine About to Stop Working? 💊🛡️ Read the full page: www.workersofengland.co.uk/news/antibiotics-are-failing-us #Antibiotics #HealthSafety #WorkersRights #WEU #Superbugs #PublicHealth

Terrified to watch Trump's State of the Union, but can't look away? Our prescription for you is State of the Disunion Bingo! 🥴 Warning: effects are amplified with alcohol🍹 Follow Heather Gardener and find the free bingo cards at the link below: beacons.ai/heathergtv #DimentiaDonsSOTU #SOTUBingo

@whitehouse.senate.gov said it plainly: Callias exposes this Supreme Court for what it has become — a partisan institution. They’ve helped Republicans rig maps, helped fund the fossil fuel corporations, and now they want to make voters feel powerless. Bad news for them: angry voters show up.

Very pleased to see Daisy II's video display processor firmware coming alive!

Eyes Wide Shut (1999) stars #TomCruise and #NicoleKidman in a psychological drama about jealousy, desire, and a secret society hidden beneath the surface of everyday life. It's arriving on #4KUHD later this year. www.releases.com/p/Eyes-Wide-...

😍

spent way too much time trying to manage my social media then I found SocialRails

Can't. Freaking. Wait.

A mother in Georgia is questioning why her 8-year-old son was suspended after bringing what she says was a small gun made out of LEGOs to school.

I just spoke to Don Lemon, in one of our recent weekly Substack Lives, about the Trump Admin targeting him. He was fearless and said he stood by his reporting and the First Amendment. We all have to speak out, especially journalists. This is unacceptable and unconstitutional.

Local hospitals, urgent care, clinics, and long-term care facilities will cut services and may even shut down. All because of the cuts to Medicaid in the one big ugly cruel bill that Rep. Mike Lawler voted for. - Joe Mayhew, CWA Local 1103

GOOD MORNING BLUESKY!! Hope you are all well 😀☺️ ITS A NEW DAY AND A NEW DAWN What does everyone have planned for today? ☺️ Happy Easter Monday! 😀☺️🐇 Got work later one sadly so going get little gaming ☺️ Hope you all have a great day! 😀☺️ #AnimalCrossing #ACNH #Switch2Edition #NintendoSwitch2

The final minute of yesterday's race inside the cockpit of Felix Rosenqvist's Indy car... via @indy44 X

✨ It’s happening! ✨The 4th ESSPD Summer School has officially started 🎓📍In the beautiful hills of Parma, wonderful knowledge exchange is about to begin... 🎓🌿 Our students and faculty are ready to begin! 🤝 Stay tuned for a week full of science, collaboration & unforgettable moments! 💫

🚨 Cúilín Media - Podcast Clip! 🚨 The lads reflect on Ballygunner’s second All-Ireland Title win on Sunday 🏆 Where do they rank in all time club sides? 🧐 Full Pod available on YouTube & Spotify 🎧

Fine Gael councillor RayMcAdam gives his thoughts on the government's actions to the cost of living crisis. #RTÉTwip rebroadcasts tonight at 11:05 on RTÉ One 📺

In #Tilburg, players and supporters celebrate the promotion .... #WillemII

Nick plotting World Domination....Muwahhhhhh...LOL! Stealing the Nation's Hearts! #heart #zine #love #nicholasgalitzine

GLOVES OFF! The matchup for Senate in Texas is set: Ken Paxton vs James Talarico. Texas, let’s get this done!

What makes LaDIS infrastructure unique? It unites biofabrication, spectroscopy, atmospheric monitoring, space validation & HPC/AI in one ecosystem, enabling researchers to share tools & data across fields. #ladis #uva #researchimpact #infrastructure #interdisciplinaryscience

I mean they are not wrong

Begin your journey today! Check out www.stoicmoments.com and join the email list! #stoicism #stoicmoments #stoic #wellbeing #mindset

🇺🇸 BULLISH: Congressman Tom Emmer says the U.S. is leading on crypto market structure legislation and cementing its position as the “crypto capital of the world.”

Brighton Dome Tonight Sold out!

smux : une config tmux qui expose une CLI (`tmux-bridge`) pour permettre à des agents IA de lire et d'écrire dans n'importe quel panneau. Claude Code peut par exemple piloter Codex dans le panneau d'à côté, et inversement. https://github.com/ShawnPana/smux

South Carolina… #FlipTheSenate 💙🌊 YES WE CAN! 🇺🇸

Heute vier Jahre her und immer noch so emotional.

This isn't a battle between left and right. It's between up and down. Know who the real enemy is! visibility brigade ✊

1/6 Spoke at City Council, May 26th in favor of Agenda 22 to prevent the city from giving incentives to future data centers. I mentioned incentives that Meta is currently getting based on the 380 agreement. Some of Meta's incentives: - 80% tax

Marlaina Addition, between St. #marlainaaddition #crosslaneswv #stalbans #kanawhacounty #suburbansubdivision #westvirginia #midcentury #dashcam

Maine Conservation Voters Action Fund (@maineconservation.bsky.social) endorsed my campaign, and it speaks to what’s at stake. Young people across Maine are demanding action, and they deserve leadership that matches that urgency. I’m ready to lead.

Join us behind the scenes where we share EVERYTHING! Sign up for our newsletter and get a coupon for 90% off our Behind The Scenes Patreon membership for the first 30 days. ☝️Follow the link in our profile.☝️ #podcast #patreon #applepodcasts #behindthescenes #youtuber

Fantasy Recap: Hurricanes vs Canadiens (2026 Stanley Cup Playoffs Eastern Conference Final) #fantasyhockey #nhl #carolinahurricanes #montrealcanadiens #stanleycup http://dlvr.it/TSndX3

Curb appeal takes on new meaning with this listing. bit.ly/4803Ulm

🌅 “La orilla de tus ojos” — F.C.Miranda 🎶 Una canción inspirada en la calma del Mediterráneo, los horizontes infinitos y las emociones que permanecen como el mar. 💙 🎧 Disponible en todas las plataformas musicales. #FCMiranda #LaOrillaDeTusOjos #MusicaNueva #Mediterraneo #benidorm

#consumption #brain #slow #folkpunk #songwriter

Chris Jericho KICKED OUT OF THE RICO-SAULT! Watch #AEWDynamite LIVE on TBS + HBO Max

Collectibles & Videogames Part 235 Prince of Persia (PlayStation 3, 2008) Grid Studio DualShock 3 Controller Frame (202?) #fyp #POV #Gaming #Collectibles #GamingRoom #Sony #PlayStation #Ubisoft #PrinceOfPersia #GridStudio #Samsung #Divoom #Paladone

Autism dream

Waylon stood there in the summer heat like a small-town produce king who’d finally beaten the system. No politics. No meetings. Just one magnificent watermelon & the confidence of a dog who knows he made the right choice. #WaylonTheDog #WatermelonSeason #LabLife #Sketchy #SummerMood #ThursdayVibes

"He’s got total Ron DeSantis vibes." –Sarah Longwell on JD Vance.

Come on in, y'all, the water's perfect! #GodotEngine #gamedev #indiedev

@playgroundgames.bsky.social is looking for a Producer! - tinyurl.com/yeub63df Keep teams aligned, projects moving, and quality high at a studio known for delivering standout titles. #gamedev #indiedev #hiring #jobs #gamecareers #gamesjobs

Made the dungeons in my ARPG roguelite a bit prettier and I'm testing how the slaughtering feels 😊 #screenshotsaturday #indiegame #ARPG #Roguelite #hackandslash

Well, that’s that! Kerry-Lynne Findlay is the new leader of the BC Conservatives. Conservative voter or not, what do you think? Let us know down below 👇

Emily Vukovic was at Decorrestore in Hamilton, checking out all the products they have to transform your home. FULL SEGMENT: www.chch.com/morning-live/room-transformations-at-any-budget/

In the new episode of Skeletal Leap, Laadi Ojas reveals how breath can awaken Kundalini energy and clear chakras, leading to a joyful life. Discover techniques that empower your journey toward insightful living. Tune in now!

TNT Champion "The Jet" Kevin Knight... is now in the Don Callis Family? #AEWDynamite is LIVE on TBS and HBO Max